Finally, the senior secured and high yield corporate bond and loan market is now accessible to you, and you don't need to have millions to gain access to this exclusive multi-trillion pound market.
WiseAlpha Is A Leader In Financial Innovation
WiseAlpha is an online investment platform offering its members access to senior secured loan or bond investments in some of the UK's leading companies.
Typically investments in senior secured corporate loans or bonds are only available to very large banks, pension funds and specialist funds. In order to gain access to this asset class, individual investors usually have to use brokers and/or invest in specialist debt funds, and are often charged substantial upfront fees and ongoing management and performance fees.
Until now, the corporate loan and bond market has remained largely untransformed by technological innovation but WiseAlpha is now making this asset class accessible to a wider investment audience.
The loans and bonds listed by WiseAlpha are an alternative investment opportunity to unsecured consumer or small business loan or bond based investments which can often be more opaque and potentially of a higher risk.
Why WiseAlpha Focuses On Senior Secured Corporate Debt
High Quality Borrowers
Completely established blue-chip companies with annual revenues of between £100m and several billion pounds
Comprehensive Due Diligence
Each loan or bond structured by a global investment bank with due diligence carried out by leading UK accounting and law firms
First ranking charge over the assets and a pledge over the company shares
Typical Borrower Structure
Senior secured corporate loans and bonds are the most secure capital piece and have first priority over any high yield or mezzanine debt and equity holders
Discover More About WiseAlpha
If you complete the form below, you'll receive a complimentary copy of WiseAlpha's informative report, entitled "Wealth Building With WiseAlpha - A Guide To Earning Income From Institutional Corporate Bonds".
SIPP And SSAS Investing On WiseAlpha
To discover whether investing your SIPP or SSAS money in crowdfunding and peer-to-peer lending is appropriate for your circumstances, please complete all the fields of the form below.
Crowdfunding And Peer-To-Peer Risk Warning
When a platform has been assessed and approved by a SIPP or SSAS operator, this does not imply that any loan or investment opportunity is endorsed in any way. A SIPP or SSAS operator's due diligence review is limited to ensuring the processes and procedures of the platform are in line with both FCA and HMRC principles. It's entirely your responsibility for carrying out your own due diligence on any loan or investment opportunity before agreeing to lend or invest your pension money on a platform. As a SIPP or SSAS operator will continually review platforms from a regulatory perspective, it's possible for a platform to become 'unapproved' if something changes.
With peer-to-peer lending, your capital is at risk if you lend to individuals and businesses. You may lose some or all of the capital lent if the borrower defaults and is unable to meet its liabilities. Historic loan default rates are not necessarily indicative of future default rates. In addition, lending is an illiquid investment, which means you may not be able to access the capital you lend for the duration of the loan period, even if the platform offers a secondary market. Investing in any business involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Crowdfunding is generally targeted at investors who are sufficiently sophisticated to understand the risks and make their own investment decisions, based on their knowledge, experience and financial capacity. Neither crowdfunding nor peer-to-peer lending is covered by the Financial Services Compensation Scheme. The tax treatment of your investment is dependent on your individual circumstances and may be subject to change in the future. If you are unsure about the suitability of crowdfunding investment or peer-to-peer lending, you should consult a suitably qualified independent financial adviser.
As SIPPclub neither advises on, nor arranges, nor recommends specific investments or strategies, we're unable to say whether a SIPP or SSAS or any investment within it is right for you. Ultimately, it’s your money and your decision, and you should only proceed once you're satisfied you've undertaken sufficient due diligence. If you need advice, you should speak to your trusted adviser, or you could find a local adviser from Unbiased.co.uk. Alternatively, we'd be pleased to introduce to a suitably qualified independent financial adviser.
Please read our full Terms which includes criteria for SIPPclub membership.