Andy has always been interested in photography, but it wasn't until 2011 when he had the opportunity to borrow an underwater camera that he started to take his photography more seriously and began taking a number of underwater photography workshops. Since then, he has taken all forms of photography more seriously, but most enjoys underwater photography, aerial photography with his drone and land-based wildlife photography.
In pursuit of his images, Andy has travelled to the far reaches of our planet including Indonesia, Palau, Solomon Islands, Israel, Egypt, Australia, Philippines, Galapagos Islands, Mexico and all over the Caribbean. Andy has won several photography competitions and his images have been published in magazines worldwide. His work can be found on his Website and Facebook.
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AJ Bell Is Often The Best Value SIPP For Stockmarket Assets
Over time, charges can wipe out a huge part of your fund. We like AJ Bell because there are no set-up costs. If you hold passive funds, which is our preference, or shares, investment trusts, EFTs, gilts or bonds, you pay one small fixed fee no matter how large your fund. And when you come to draw your benefits either as occasional drawdown or UFPLS payments, there's a small charge for the whole year no matter how many times you access your money (many SIPP and SSAS providers charge more than this for each payment). However, you should always compare charges in detail, because AJ Bell could be more expensive than other providers, depending on the type of stockmarket assets you hold.
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