Discover Why More And More Of Us Are Investing Our SIPP And SSAS Money In Crowdfunding And Peer-To-Peer
Crowdfunding And Peer-To-Peer Through SIPPclub
Watch The Video To See How Peer-To-Peer Works
Although it's an Australian production focusing on personal lending and borrowing, it's a really good explanation of how peer-to-peer lending works.
Comparison Between Crowdfunding And Peer-To-Peer
The Benefits Of Crowdfunding And Peer-To-Peer Using A SIPP or SSAS
If you lend money from your SIPP or SSAS on a Peer-To-Peer network, not only will your loan interest be tax-free, you may also find your returns could be more predictable than the volatility of the stockmarket. Any profit you make selling your Crowdfunding investments are also tax-free. You could repay your personal Crowdfunding and Peer-To-Peer lending with money from your SIPP or SSAS to shelter your money from tax and to get your cash back!
Crowdfunding And Peer-To-Peer Articles
As Funding Circle’s share price plummeted 24 per cent on its first day of trading on the London Stock Exchange, it’s well worth reading this informative guide on Crowdfunding and P2P lending.
We're delighted to present an article written by Rezaah Ahmad, the CEO of WiseAlpha, a service that could enable you to access the senior secured and high yield corporate bond and loan market.
Making a welcome return to the SIPP scene is P2P (peer-to-peer) lending, giving you the opportunity to earn your interest tax free within your SIPP (and SSAS too).
Now that UK peer-to-peer (P2P) platforms have originated more than £10 billion of loans, here are seven areas to review to reduce your risk of losing money.
Although millions have been invested in peer-to-peer, earning SIPP holders attractive interest rate returns, discover why many people have lost control over their investment decision through no fault of their own.
As increased numbers of investors turn to P2P (peer-to-peer) lending to boost their income, here are 10 vital questions you should ask a P2P platform before parting with your money.
As more people invest in P2P with their SIPP money, the head of the Financial Conduct Authority expresses his concern about certain aspects of P2P.
We're delighted to present an article written by Sophie Koenig, Content Marketing Executive at Funding Knight, on what to look for in a peer-to-peer lender.
We're delighted to present an article written by Ryan Weeks, originally published on AltFi, the world’s leading news site for the fast growing alternative finance space.
Lord Adair Turner, the former chairman of the Financial Services Authority, has come under fire from the P2P lending industry for being unfair and ill-informed.
With peer-to-peer lending delivering increased income for thousands of people, read the Income Investor Report on Peer-To-Peer, but don't miss the warning at the bottom of this article showing what can happen when a platform fails.
If you’re currently a P2P (peer-to-peer) lender or you’re considering it, it’s important to keep up to date with the latest insight and information.
We're delighted to present an article written by Angus Dent, the CEO of ArchOver, a crowdlending platform that insists all its borrowers take out credit insurance to protect its lenders.
We're delighted to present an article written by Neil Faulkner, a director of 4thWay®, a service designed to help you make more money safely through peer-to-peer lending.
Crowdfunding platforms can offer cash and SIPP savers a genuine opportunity to significantly improve returns, but beware of some misleading information.
As peer-to-peer platforms offer the potential for high interest rates, it pays to be aware of the pitfalls of lending your money on them.
Peer-to-peer lending will be worth $1 trillion each year by 2025, predicts a leading venture capital firm.
Risk is a fact of investment life, which is why the Regulator has taken a close interest in the rapidly emerging market of crowdfunding.
Savers, and holders of SIPPs and SSASs, in search of increased returns on their money, are choosing crowdfunding as a way forward.
Talk To Us About Crowdfunding And Peer-To-Peer
To discover whether investing your SIPP or SSAS money in crowdfunding and peer-to-peer lending is appropriate for your circumstances, please complete all the fields of the form below.
As SIPPclub neither advises on, nor arranges, nor recommends specific investments or strategies, we're unable to say whether a SIPP or SSAS or any investment within it is right for you. Ultimately, it’s your money and your decision, and you should only proceed once you're satisfied you've undertaken sufficient due diligence. If you need advice, you should speak to your trusted adviser, or you could find a local adviser from Unbiased.co.uk. Alternatively, we'd be pleased to introduce to a suitably qualified independent financial adviser.
Please read our full Terms which includes criteria for SIPPclub membership.
Crowdfunding And Peer-To-Peer Risk Warning
When a platform has been assessed and approved by a SIPP or SSAS operator, this does not imply that any loan or investment opportunity is endorsed in any way. A SIPP or SSAS operator's due diligence review is limited to ensuring the processes and procedures of the platform are in line with both FCA and HMRC principles. It's entirely your responsibility for carrying out your own due diligence on any loan or investment opportunity before agreeing to lend or invest your pension money on a platform. As a SIPP or SSAS operator will continually review platforms from a regulatory perspective, it's possible for a platform to become 'unapproved' if something changes.
With peer-to-peer lending, your capital is at risk if you lend to individuals and businesses. You may lose some or all of the capital lent if the borrower defaults and is unable to meet its liabilities. Historic loan default rates are not necessarily indicative of future default rates. In addition, lending is an illiquid investment, which means you may not be able to access the capital you lend for the duration of the loan period, even if the platform offers a secondary market. Investing in any business involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Crowdfunding is generally targeted at investors who are sufficiently sophisticated to understand the risks and make their own investment decisions, based on their knowledge, experience and financial capacity. Neither crowdfunding nor peer-to-peer lending is covered by the Financial Services Compensation Scheme. The tax treatment of your investment is dependent on your individual circumstances and may be subject to change in the future. If you are unsure about the suitability of crowdfunding investment or peer-to-peer lending, you should consult a suitably qualified independent financial adviser.