Your Essential Guide To Personal Finance

Your Essential Guide To Personal Finance
Red Sea Egypt by Julian Cohen. Why?

With a section on pensions, we’re delighted to invite you to download an excellent 52 page eBook entitled “Your Essential Guide To Personal Finance”, designed to help you grow your savings in an ever-changing landscape

Undoubtedly there are many changes ahead in the financial world. Whether it is from technology or changes created and imposed by the Government. But what we at Crowdstacker see when we look at this future is choice. More importantly a freeing up of options so that we can decide for ourselves, based on our personal circumstances and future aspirations, the ways in which to best manage our money. At the end of the day, even if the financial world is turned on its head in the coming decades, one thing will always remain true: we will still need money, in whatever form this takes.

Karteek Patel, CEO of Crowdstacker

Download Your Essential Guide To Personal Finance

Your Essential Guide To Personal Finance

“Your Essential Guide To Personal Finance” is published by Crowdstacker, an FCA regulated peer-to-peer lending platform that enables you to lend your Cash, ISA and SIPP money to British businesses.  It covers these areas:



Ways to make the most of your savings and investments.
What the new Government tax breaks mean for savers - from the new Innovative Finance ISA and Personal Savings Allowance to the Lifetime ISA and State Pension.
Practical personal finance strategies for every life-stage - in your 20s, 30s, 40s and 50s and into retirement.
How to make sense of developments in personal finance and what the future might hold.
Ways to make the most of your savings and investments.


Chapters From Four Leading Experts

personal finance crowdstacker

Alvin Hall

Independent Financial Educator, Broadcaster and Author: Award-winning public figure Alvin Hall took time out of his busy schedule of TV and radio appearances, writing columns and books to pen the foreword to our eBook.

personal finance crowdstacker

Sue Hayward

Personal Finance Journalist: With a passion for money saving and tangible, real-world examples of how to make your money stretch further, Sue imparts consumer wisdom about the life stages of saving and investing.

personal finance crowdstacker

Andrew Hagger

Personal Finance Journalist: Personal finance columnist, pundit and researcher, Andrew digs down into the latest Government changes to explain them in plain English and with a step-by-step action plan for UK savers.


David Murray-Hundley

Former European LinkedIn Business Leader of the Year: David, famously known as The Grumpy Entrepreneur, is back to deliver insightful musings on the state of the disruptive financial world and where it will lead us.



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AJ Bell Is Often The Best Value SIPP For Stockmarket Assets

That's our opinion.  Not just because AJ Bell was the first company to offer an online SIPP.  Nor that it's received many prestigious awards.  And not even because the wife of SIPPclub's Founder has an AJ Bell SIPP.  It's because it's one of the most competitive stockmarket SIPPs on the market. 

Over time, charges can wipe out a huge part of your fund.  We like AJ Bell because there are no set-up costs.  If you hold passive funds, which is our preference, or shares, investment trusts, EFTs, gilts or bonds, you pay one small fixed fee no matter how large your fund.  And when you come to draw your benefits either as occasional drawdown or UFPLS payments, there's a small charge for the whole year no matter how many times you access your money (many SIPP and SSAS providers charge more than this for each payment).  However, you should always compare charges in detail, because AJ Bell could be more expensive than other providers, depending on the type of stockmarket assets you hold.

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