We're delighted to present "A Practical Guide To Pension Fund Investment Costs" written by Henrik Pedersen and Sunil Chadda of CLERUS, a business established to help pension funds and other asset owners understand how they can improve their investment performance
The most comprehensive and detailed guide to pension fund investment costs and Value for Money available in the UK today.
Sunil Chadda, Investment Costs Specialist and SIPPclub Member Since 2015
Find Out What Your Pension Is Really Costing You By Downloading "A Practical Guide To Pension Fund Investment Costs" Below
Inside "A Practical Guide To Pension Fund Investment Costs" You'll Discover...
Typical sources of investment costs for pension funds and other asset owners
How to evaluate Value for Money
Use the self-assessment Check List to gauge the potential for hidden, or excess, investment costs in your fund
Get key insights and practical examples of where to find costs and charges
The landscape for cost and charge discovery is rapidly changing for the better due to factors such as improving investor awareness, calls for increased cost transparency by industry bodies, regulatory and market initiatives and pressure to reduce pension fund deficits.
The recent Asset Management Market Study Interim Report by the Financial Conduct Authority (FCA) and the potential impact it could have on institutional investors and their future governance arrangements is a good case in point.
The Department of Work and Pensions has recently reviewed the guide and is most complimentary about it. It’s been suggested by a very senior industry figure that it’ll be made compulsory reading for Independent Governance Committee members and trustees that report to her.
What "A Practical Guide To Pension Fund Investment Costs" Is For
The purpose of A Practical Guide To Pension Fund Investment Costs is to assist the governance process in measuring and managing transaction costs, pooled fund costs and segregated mandate costs. The guide has been written in collaboration with Sunil Chadda, an experienced investment costs specialist. It’s believed be the most comprehensive and detailed guide to investment costs and Value for Money available in the UK today.
Henrik Pedersen, Managing Partner & Co-Founder of CLERUS said:
The onus is now on pension fund trustees and governance professionals to demand transparency on all costs and charges related to the management of retirement funds and to assess if they provide 'Value for Money'. We hope this Guide will be a useful tool to assist them in this pursuit.
About The Authors Of "A Practical Guide To Pension Fund Investment Costs"
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AJ Bell Is Often The Best Value SIPP For Stockmarket Assets
Over time, charges can wipe out a huge part of your fund. We like AJ Bell because there are no set-up costs. If you hold passive funds, which is our preference, or shares, investment trusts, EFTs, gilts or bonds, you pay one small fixed fee no matter how large your fund. And when you come to draw your benefits either as occasional drawdown or UFPLS payments, there's a small charge for the whole year no matter how many times you access your money (many SIPP and SSAS providers charge more than this for each payment). However, you should always compare charges in detail, because AJ Bell could be more expensive than other providers, depending on the type of stockmarket assets you hold.
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