Lendy: Invest In Secured UK Property Loans


With Lendy, you invest your funds and begin earning 12 per cent interest per year on its secure peer-to-peer lending platform

Lendy Can Help You Grow Your SIPP And SSAS Money With A Fixed 1 Per Cent Monthly Return Funding Short-Term, Secured Projects With No Fees, Commission Or Tax Deducted On Your Interest

The Benefits Of Lending With Lendy

Fast And Easy

Once your Lendy SIPP or SSAS Account has been set up by your pension administrator and money has been transferred from your SIPP or SSAS Bank Account, you can login to Lendy, browse its portfolio and start earning interest almost immediately.

Safe And Secure

All borrowers and their proposals are fully assessed, and the loan is secured with a legal charge. Loan amounts never exceed 70 per cent of the current value of the property.  Lendy maintains a provision fund to help compensate you if the borrower defaults.

Straightforward And Simple

By monitoring the loans and updating its portfolio, Lendy takes all the hard work out of your investment. All you have to do is choose your investment and begin earning 1 per cent fixed monthly return each month.

The Lendy Process

The tried and tested model from Lendy allows it to borrow funds from its investors and loan it to developers at competitive rates that suit everyone. Professional qualified surveyors fully assess all property proposed as security, while in-depth checks are carried out on the borrower. As loans never exceed 70 per cent of the property value, and all lending is secured with a legal charge, Lendy can ensure minimal risk and deliver a good return on your money.

Discover More About Lendy

Visit the Lendy website for full details.

SIPP And SSAS Lending On Lendy

To discover whether investing your SIPP or SSAS money in crowdfunding and peer-to-peer lending is appropriate for your circumstances, please complete all the fields of the form below.

  • Please tick all relevant boxes.
  • For example: Personal Pension with Legal & General; Final Salary Pension with British Telecom.
  • Typically, you'll need to have a fund value of at least £50,000 and better still, around £100,000 to cover the annual fees and to make it economic.
  • Please tick all relevant boxes.
  • I understand SIPPclub will not provide me with any personal financial advice, and that SIPPclub neither advises on nor recommends specific investments or strategies. I accept that SIPPclub's role is to enable me to make informed financial decisions through the provision of information, and where relevant, by referral to providers of products and services appropriate to my needs. I agree to being subscribed to SIPPclub’s weekly newsletters, and I understand I can unsubscribe from them at any time. I’ve read and agree to SIPPclub's Terms and Privacy policies shown in the footer of this web page.

Crowdfunding And Peer-To-Peer Risk Warning

When a platform has been assessed and approved by a SIPP or SSAS operator, this does not imply that any loan or investment opportunity is endorsed in any way. A SIPP or SSAS operator's due diligence review is limited to ensuring the processes and procedures of the platform are in line with both FCA and HMRC principles.  It's entirely your responsibility for carrying out your own due diligence on any loan or investment opportunity before agreeing to lend or invest your pension money on a platform. As a SIPP or SSAS operator will continually review platforms from a regulatory perspective, it's possible for a platform to become 'unapproved' if something changes.

With peer-to-peer lending, your capital is at risk if you lend to individuals and businesses.  You may lose some or all of the capital lent if the borrower defaults and is unable to meet its liabilities. Historic loan default rates are not necessarily indicative of future default rates.  In addition, lending is an illiquid investment, which means you may not be able to access the capital you lend for the duration of the loan period, even if the platform offers a secondary market.  Investing in any business involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Crowdfunding is generally targeted at investors who are sufficiently sophisticated to understand the risks and make their own investment decisions, based on their knowledge, experience and financial capacity. Neither crowdfunding nor peer-to-peer lending is covered by the Financial Services Compensation Scheme. The tax treatment of your investment is dependent on your individual circumstances and may be subject to change in the future. If you are unsure about the suitability of crowdfunding investment or peer-to-peer lending, you should consult a suitably qualified independent financial adviser.


As SIPPclub neither advises on, nor arranges, nor recommends specific investments or strategies, we're unable to say whether a SIPP or SSAS or any investment within it is right for you. Ultimately, it’s your money and your decision, and you should only proceed once you're satisfied you've undertaken sufficient due diligence. If you need advice, you should speak to your trusted adviser, or you could find a local adviser from Unbiased.co.uk.  Alternatively, we'd be pleased to introduce to a suitably qualified independent financial adviser.

Please read our full Terms which includes criteria for SIPPclub membership.