BondMason is the UK's leading direct lending service exclusively for investors, enabling clients to target gross returns of up to 8 per cent per year
Invest In Loans2 And Receivables From Approved Lending Partners, And Easily Diversify Your Capital
The Benefits Of Investing With BondMason
You're In Safe Hands
The BondMason team of experts source and filter lending opportunities from their approved partners, managing downside risk with a focus on asset backed lending.
Diversification Made Easy
You can easily build a well-diversified portfolio, allocating capital across a broad range of loans and lenders, all at the click of a button.
Striking the right balance between managing risk effectively and optimising returns by selecting the right opportunities using rigorous selection criteria.
If, for any reason, you are not 100 per cent satisfied after your first six months with BondMason, you can close your account and it will refund 100 per cent of its fees to you.
Fit For SIPP
SIPP investments must comply with HMRC rules, but not all P2P and Direct Lending operators are able to adhere to these rules. The team at BondMason has invested considerable time in developing a bespoke, operational infrastructure that can integrate with the work-flow of administrators and enables the SIPP Service to be fully compliant.
Discover More About BondMason
Visit the BondMason website for full details.
SIPP And SSAS Investing On BondMason
To discover whether investing your SIPP or SSAS money in crowdfunding and peer-to-peer lending is appropriate for your circumstances, please complete all the fields of the form below.
1. Your returns: BondMason clients have achieved an average gross return in excess of 8.0 per cent per year from April 2015 to April 2017 (before fees). Your capital is at risk and BondMason is not covered by the FSCS or regulated by the FCA. Please see the statistics page at www.bondmason.com for investment performance details.
2. You are not lending: BondMason enables each client (buyer) to purchase specific Receivables based on cash actually received by the seller relating to direct lending loans, asset-backed loans and receivables purchase agreements made by the seller on other finance platforms. The resulting “Receivable Purchase Agreement” can also be sold (and purchased) on BondMason.
3. Liquidity is not guaranteed: BondMason aims to provide liquidity within 7-14 days. This is not a guarantee. Direct Lending is best viewed over a minimum 12 to 18 month term. Nothing on this page shall be construed as advice. Please contact your Financial Advisor to determine if Direct Lending is a suitable allocation for your investment portfolio. Please see www.bondmason.com for full disclaimer and T&Cs.
Crowdfunding And Peer-To-Peer Risk Warning
When a platform has been assessed and approved by a SIPP or SSAS operator, this does not imply that any loan or investment opportunity is endorsed in any way. A SIPP or SSAS operator's due diligence review is limited to ensuring the processes and procedures of the platform are in line with both FCA and HMRC principles. It's entirely your responsibility for carrying out your own due diligence on any loan or investment opportunity before agreeing to lend or invest your pension money on a platform. As a SIPP or SSAS operator will continually review platforms from a regulatory perspective, it's possible for a platform to become 'unapproved' if something changes.
With peer-to-peer lending, your capital is at risk if you lend to individuals and businesses. You may lose some or all of the capital lent if the borrower defaults and is unable to meet its liabilities. Historic loan default rates are not necessarily indicative of future default rates. In addition, lending is an illiquid investment, which means you may not be able to access the capital you lend for the duration of the loan period, even if the platform offers a secondary market. Investing in any business involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Crowdfunding is generally targeted at investors who are sufficiently sophisticated to understand the risks and make their own investment decisions, based on their knowledge, experience and financial capacity. Neither crowdfunding nor peer-to-peer lending is covered by the Financial Services Compensation Scheme. The tax treatment of your investment is dependent on your individual circumstances and may be subject to change in the future. If you are unsure about the suitability of crowdfunding investment or peer-to-peer lending, you should consult a suitably qualified independent financial adviser.
As SIPPclub neither advises on, nor arranges, nor recommends specific investments or strategies, we're unable to say whether a SIPP or SSAS or any investment within it is right for you. Ultimately, it’s your money and your decision, and you should only proceed once you're satisfied you've undertaken sufficient due diligence. If you need advice, you should speak to your trusted adviser, or you could find a local adviser from Unbiased.co.uk. Alternatively, we'd be pleased to introduce to a suitably qualified independent financial adviser.
Please read our full Terms which includes criteria for SIPPclub membership.